Financial MELTDOWN?

We Are On The Precipice Of A Financial Cataclysm? This is a joint statement from the Republican and Democrat nominees for president.

What are we to do? Ignore it? Hope it won't affect us? It is now just too late for that. Even churches are beginning to address the problem. Which I think is great. The church should be the voice of reason in these uncertain times.

Things to think about;

Live Responsibly. Decide before you get your wallet out is this a want or a need.

Eat more at home. Look honestly at what you spend weekly at restaurants and coffee shops.

Plan early for Christmas buying. Scale back without guilt, it is the thought that counts and thoughtful doesn't have to equal expensive. Often we wait until the last minute and spend more because we haven't planned ahead. Talk to your family and create realistic expectations for holiday gifting. Have fun, be creative, and be honest with your budget.

Don't panic. God is able to take care of those who seek him, but that doesn't mean we should be irresponsible with our spending.

Help others whenever possible. If you make a pot of chili to eat after church invite someone over to join you. If you grow out of clothes or your children do, give the good clothes away to others who could use them.

Put away the Credit Cards. Try not to add to credit card debt, and pay it down or off if possible. If you use credit cards, pay them off monthly.

Don't think it, ink it! Jot down every penny you spend for a month. Add it up. That will change you.

Look up 10 websites on living frugally.

Look for Gods purpose in tough times. What is it that God wants me to learn, what does God want me to do, during tough times?

Get back to the simple life.

So here is my question, if we do these things, and the meltdown stops today, aren't I better off anyway?